Credit cards, what they say
Of the families that have credit cards, it is estimated that one in six pay just the minimum monthly payments. It is very easy to give in to the instant gratification of using a credit card. But, to keep bills and spending habits in check, it is wiser to view credit cards as if they were checks. Before you write a check, you always assure you have enough money in the bank to clear it. You should take the same approach to your regular spending on your credit cards.